Additional / incremental coverage refers to the extension or expansion of insurance protection beyond the basic coverage provided by a policy. This type of coverage offers added layers of security and financial support for unexpected events or losses that may not be covered under the original policy. It can be purchased as a separate add-on to an existing policy or included as a standard feature in a more comprehensive insurance plan. Incremental coverage provides peace of mind and added reassurance for individuals and businesses, ensuring that they are adequately protected against potential risks and liabilities.