M-Payment, short for mobile payment, refers to the process of making financial transactions through a mobile device, such as a smartphone or tablet. This method of payment allows individuals to conveniently and securely pay for goods and services without the need for physical cash or credit cards. M-Payments utilize various technologies, including Near Field Communication (NFC), QR codes, and mobile wallets, to transfer funds from the user’s mobile device to the merchant’s account. With the increasing popularity of smartphones and the rise of e-commerce, M-Payments have become a convenient and efficient way to make purchases, making it an essential part of the modern digital economy.